Hospitality Insurance

It depends.  If you have any employees, you will need to have Employers’ Liability Insurance in place.  Some councils will also insist on having Public Liability Insurance for venues and outdoor events.

Whether you’re running a venue, a pub, a restaurant, a hotel, or an Airbnb, you’re exposed to several risks.  Should someone be injured, your premises damaged or destroyed, or your stock stolen, you could face significant financial loss, so it’s important to have the correct covers in place.

That will depend on things like the type of work you’re doing, your business’s postcode, the turnover of your business, if you have any employees, if you own your premises and your claims history.  For a personalised insurance quote, please call us on 0800 368 9018, and the team will be happy to help.

There are several ways you can potentially get cheaper insurance for your hospitality business.  These included searching the market – or getting a specialist insurance broker to do the comparison for you – increasing the security of your premises, reducing your levels of stock, and not keeping cash on the premises overnight. 

Getting a quote is easy.  You can call us on 0800 368 9018, and the team will be happy to help you find the protection you need.  We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual requirements.

• Pubs 
• Venues
• Catering companies
• Bars
• Takeaways
• Nightclubs
• Coffee shops
• Bed and breakfasts
• AirBnBs